Enrollment Year Portfolios
Consider this if:
You're looking for an all-in-one solution to manage your savings over the long term without extra work on your part.
Our Enrollment Year Portfolios make things simple for you. Choose the Enrollment Portfolio that corresponds to the year your child will need it for their education, and the asset allocation adjusts over the years to become more conservative as the enrollment year approaches. It's a great way to help minimize risk as you get closer and closer to using your account to pay for qualified education expenses.
Enrollment Year Portfolios
| Investment Option Name | When will the savings be needed? |
|---|---|
| 2044-2045 Enrollment Portfolio | 18+ Years |
| 2042-2043 Enrollment Portfolio | 16-17 Years |
| 2040-2041 Enrollment Portfolio | 14-15 Years |
| 2038-2039 Enrollment Portfolio | 12-13 Years |
| 2036-2037 Enrollment Portfolio | 10-11 Years |
| 2034-2035 Enrollment Portfolio | 8-9 Years |
| 2032-2033 Enrollment Portfolio | 6-7 Years |
| 2030-2031 Enrollment Portfolio | 4-5 Years |
| 2028-2029 Enrollment Portfolio | 2-3 Years |
| Enrolled Portfolio | Now |
The investment portfolios are subject to the risks of the underlying funds, including the loss of principal.
Enrollment Year Portfolio Glidepath
How does it work?
For each enrollment year portfolio, the allocation or mix of equities, fixed income and capital preservation adjusts automatically to become more conservative as the enrollment year approaches.
Things to consider
Ideal for all education savings goals
Families can also take advantage of the versatility of the Enrollment Year Portfolio to save for all types of qualified education expenses, including college/university, community college, career technical education, trade school, professional and graduate schools, apprenticeship expenses, recognized postsecondary credential programs and K-12 qualified expenses.*
Footnotes
- *Withdrawals for qualified expenses at K-12 public, private, or religious schools, registered apprenticeship programs, recognized postsecondary credentialing programs, and student loan repayment can be withdrawn free from federal and Kansas state income tax. State tax treatment for non-Kansas taxpayers varies. You should talk to a qualified professional about how tax provisions affect your circumstances.
K-12 (primary or secondary school) withdrawals are limited to $20,000 per year for K-12 qualified expenses. Apprenticeship programs must be registered and certified with the Secretary of Labor under the National Apprenticeship Act. Student loan repayment is subject to a lifetime limit of $10,000 per individual when using a 529 plan.↩
Understand your risk tolerance level
What level of risk are you comfortable with? You can find out by answering our Risk Tolerance questions. If you are a conservative investor, you might want to choose an Enrollment Year Portfolio with an earlier target use date regardless of the year your future student begins at a four-year college/university, community college, career technical education or trade school. More aggressive investors can select a later date. Investors aligning with their risk tolerance or seeking particular investment objectives can view asset allocation across the enrollment year dates above to help guide their decision.
