One family. One goal. Together, saving for college is possible.
Parents, grandparents, family and friends—everyone can help your child achieve their education goals with a Quest529 Education Savings Plan.
Almost anyone can open, contribute to or benefit from a Quest529 account!
Who can open an account?
- Parents
- Grandparents
- Family members
- Family friends
- You
- Financial professionals
- Anyone with a valid Social Security Number (SSN) or Taxpayer Identification Number (TIN) and a U.S. address
- A U.S. citizen or individual residing in the U.S. with a valid SSN who is at least 18 years of age
- A person with a TIN who is at least 18 years of age
- An entity (e.g., a scholarship fund)
Which students can benefit from an account?
- Children
- Grandchildren
- Other family members
- Family friends
- Yourself
- A U.S. citizen or individual residing in the U.S. with a valid SSN who is at least 18 years of age
- A person with a TIN who is at least 18 years of age
Who can contribute to an account?
- Grandparents
- Family
- Students
- Employers
- Financial professionals
- Trusts and estates
- Parents
- Family friends
Anyone can open a Quest529 account for someone they care about.
You can open an account with any dollar amount!
Gifting
Your Quest529 account makes it easy for anyone to make contributions to your loved one's education. From grandparents to other family members to friends and more, everyone can help turn dreams of higher education into reality.
Contributions for any occasion can be easily made and managed through our secure online gifting platform, Ugift®. Gifts can also be made by mail with a check. And in certain cases, the gift giver can receive state tax benefits. Consult your tax professional.
Gift an account
Literally anyone who is at least 18 with a valid SSN or TIN and a U.S. address can open a Quest529 account on behalf of a beneficiary. The plan can also provide tax benefits for legacy and estate planning.
Relevant FAQs
Quest529 compares favorably to other ways to save. A 529 plan can mean more flexibility and growth potential, including:
- Tax-free qualified withdrawals
- Kansas state tax deduction
- Low fees and expenses
- Easy-to-choose investment options
- Favorable financial aid treatment
- Use for a wide range of education expenses and programs—in Kansas and around the world
Get more details and compare savings options.
Contributing to an existing Quest529 account is easy and secure with our online Ugift® platform. Gift contributions can also be made by check and mailed in. Kansas taxpayers' gifts may be eligible for the state tax deduction. Check with your tax professional.
For the tax year 2026:
- There's no federal gift tax on contributions you make up to $19,000 per year if you're a single filer or $38,000 if you're a married couple.
- You can also accelerate your gifting with a lump-sum gift of $95,000 if you're a single filer or $190,000 if you're married and prorate the gift over five years per the federal gift tax exclusion.
- You can gift this amount to as many individuals or beneficiaries as you like, free from income tax.
Consult your tax professional for more details. Learn more about gifting here.
